Consumer Interests Annual - Volume 64, 2018

Edited by Lorna Saboe-Wounded Head, Family Resource Management Field Specialist, South Dakota State University

GENERAL SESSIONS

SYMPOSIA

• Behavioral Interventions to Advance Self-Sufficiency (BIAS) Project - Clum, Kabak
• Can Informational Interventions Be Effective Policy Tools? The Example of the Social Security Statement - Smith, Couch
• Financial Well-Being over the Life Cycle - Urban, Collins
• National Financial Well-Being Survey - Ortiz
• The First-Time Homebuyer Education and Counseling Demonstration: Take-Up Rates and Focus Group Findings - Myhre, DeMarco
• Using Consumer Expenditure Surveys Data in the Classroom: Teacher (Graduate and Undergraduate) and Student Perspectives - Paulin

ORAL SESSIONS

• A Cross-Country Analysis of Population Aging and Financial Security - Joo, Lyons, Grable
• A Refined Measure of Emergency Saving Adequacy in the SCF: Using a Food Demand Function to Estimate the Total Expenditures from the CE - Kim, Zan
• American Millennials’ Investment Risk Tolerance - Huang, Yao
• An Information Search Perspective of Financial Help-Seeking Behavior - Fan, Chatterjee
• Annuity Puzzle and Loss Aversion of Older Consumers: Theoretical and Empirical Evaluations - Kim, Mountain
• Are Enhanced Fee Disclosure Rules Associated with Lower Fees? - Shelton
• Are They Guessing? Confidence-Weighted Financial Knowledge Scores - Cude, Myers
• Association between Personality and Financial Well-being: Strategies for More Effective Financial Education, Counseling and Advising - Heo, Saboe-Wounded Head, Cho, Lee
• Consumer Perceptions of the Value of Higher Education - Heckman, Letkiewicz
• Debt Burden, Health, and Risky Behavior among Young Adults: Does Strain Lead to Pain? - Chatterjee, Kim
• Do Depressive Symptoms Mediate Perceived Financial Security and Bequests Expectation? A Structural Equation Modeling Approach - Choi, Wilmarth
• Does the Format of High School Personal Finance Education Influence the Financial Knowledge of College Freshmen? - Danns, Cude, Gill
• Don’t Watch Me Read: How Mere Presence and Mandatory Waiting Periods Affect Consumer Attention to Disclosures - Chin, Beckett
• Eat or Heat: Food Insecurity and Financial Stressors of Older Adults in Three European Countries - Loibl, de Bruin, Summers, McNair, Verhallen
• Education Loan Debt and Well-­Being of Young Adult College Students - Addo, Serido, Rudi
• Emerging Adults and their Financial Attributes and Behaviors - Sinha, Tan, Zhan
• Examining the Impact of Non-Traditional Mobile Banking on Financial Inclusion in Ghana - Aboagye, Anong
• Expenditures with Policy Implications: Results from the Consumer Expenditure Surveys on Housing, Alcohol, Tobacco, and Gambling - Paulin, Rojas, Wilson
• Family Income in Early Life on Financial Independence of Young Adults: Evidence from a Matched Panel Data - Cui, Xiao, Jingtao
• Financial Capability and Low-Income Adults’ Financial Behaviors at the Verge of Retirement - Nam, Loibl
• Financial Education, Financial Advisors, and Financial Literacy: Longitudinal and Mediation Analysis - Mountain, Kim, Serido, Shim
• Financial Knowledge and Financial Fragility of US Households - Kim, DeVaney, Lee
• Food Insecurity, Health Care Costs, and Economic Instability: A Panel Study of Household Financial Well-being Before, During, and After the Great Recession - Kim, Chatterjee, Chang
• Food Security: The Role of SNAP, Transportation, and Store Access - Wilmarth
• Fuzzy-Trace Theory and Financial Risk Tolerance - Lurtz, Kothakota, Heckman
• Gender and Its Impact on Small Firm Survival and Success After a Natural Disaster - Lee, Haynes, Manikowske
• Gender Differences in Stock Ownership - Xu, Yao
• How Is Student Loan Debt Associated with Homeownership and Home Equity? - Cheng, Yao
• Impacts of Financial Literacy on Loan Demand of Financially Excluded Households in China - Lyons, Grable, Zeng
• Income Adequacy, Control Beliefs, and Depressive Symptomatology in Older Adults - Zurlo, Lee
• Late-life Disability, Homeownership, Wealth and Mortality - Babiarz, Yilmazer
• Loan Types and Household Debt Delinquency - Lee, Lee, Kim
• Parental Financial Socialization and Financial Instability of Young Adults: The Mediating Role of Financial Capability Trajectory - Ahn, Bae, Serido, Shim
• Prior Knowledge and Take-Up of Financial Education - Chin, Williams
• Public Policy Based on Consumer-Interest Research: Essential National and International Institutions - Kerton
• Racial Differences in Stock Ownership - Wu
• Risk Tolerance and Portfolio Allocation - Yao, Xu
• Spousal Health Shocks and Physical Activity Among Older Adults - Zan, Shin
• Student Loan Repayment Education: Multi-State Texting Intervention Project - Johnson, Serido, Kiss, Evans, Saboe-Wounded Head, Tobe, Bartholomae
• Student Loans and Life Cycle Decisions - Robb, Schreiber, Heckman
• The Collection of Household Finance Data Using Probability-Based Panels - Fontes, Lush, Moron, Zhu
• The Explanatory Power of Financial Literacy on Consumer Financial Behaviors: New Evidences from Europe - Nicolini, Haupt
• The One-Man Show: Experimental Evidence for the Impact of Joint Decision-Making on Overconfidence - Piehlmaier, Warmath, Robb
• The Role of Bonding and Bridging Social Capital in the Relationship Between Financial Well-being and Life Satisfaction Among Older Adults - Yeo, Lee
• What Drives Financial Overconfidence among Young Adults? - Harvey, Burke, Serido, Shim

POSTERS

• Premium Subsidies and Demand for Marketplace Health Insurance Among Lower Income Households - Wang, Yilmazer
• A Case Study of Business Sponsored Consumer Education Programs in Japan - Amano
• Boosting Wellbeing by Combining Financial and Positive Psychology Research and Best Practices - Crawford, Lawrence, Herring
• Challenges and Strategies Associated with Recruiting Participants for Family Financial Exploitation Research - Betz-Hamilton
• Comparison of Public Support for Energy Sources - Leech
• Consumers & Complaints: Marketing Evolution Leads to Legal innovation from Contract Clauses to General Fairness - Petty
• Cross-Sectional and Longitudinal Factors Affecting Will and Trust Ownership - Liu, James
• Does Changing How Fees Are Displayed Nudge Investors Away From Overpriced Index ETFs?: Evidence from Two Experiments - Lush, Fontes, Murphy, Sin
• Effects of Later Life Change in Cognitive Function on Consumer Economic Decision-Making - Sharpe
• Financial Capability of Student Loan Holders: Comparing College Graduates, Dropouts, and Enrollees - Xiao, Porto, Mason
• Financial Distress and Forgone Healthcare - Bartholomae, Xu, Kiss, O'Neill, Gutter, Evans
• Financial Literacy and its Impact on Consumers - Jones
• Financial Planning for Health Care Expenditures in Retirement - Hocutt
• Fragile Families’ Challenges for Emergency Fund Preparedness - Yao, Rabbani
• Impact of the Affordable Care Act on Health Insurance Literacy - Lee, Bartholomae
• Income and Financial Well-Being: Fragility, Knowledge and Help-Seeking - Woodyard, Chatterjee
• Long-term Impacts of Child Support: A Cohort Study - Barardehi, Babiarz
• Positive Financial Practices: Do Diet, Sleep, and Physical Activity Make a Difference? - O'Neill, Xiao, Ensle
• Risk Tolerance Profile of Cash-Value Life Insurance Owners - Rabbani, Yao
• Social Media for Social Services: Can Traditional Social Media Communication Policies Be Applied to Public Service Agencies? An Examination of the Social Media Presence of the Charlotte Housing Authority - Bryant
• Socioeconomic Disparities in Mental Health and Financial Conditions - Manjunath, Anong
• Sustainability and Personal Finance Links among College Students - White, Woodyard, Park, Kirsche, Byers
• The Financial Skill Scale: An Application of Item Response Theory to Establish a Complete View of Financial Literacy - Warmath, Zimmerman
• Trauma, Depression and Financial Risk Aversion: Evidence from a National Study - Choung, Chatterjee
• Valuing Primary Schools in Urban China: Evidence from Housing Transaction Data - Chan, Fang, Wang, Zai, Zhang