Consumer Interests Annual - Volume 71, 2025

Edited by Stephanie Rystrom, Ph.D. Student, Texas Tech University

2025 Panel of Editors - Sharon A. DeVaney, Nilton Porto, Elizabeth Kiss

Ambivalent Roles of Social Media on Young Adults’ Mental Health - Viktoriia Vozharenko, Ada Leung,

Childcare Payments and the Savings Paradox: Do They Promote Higher Savings? - Tairsa Mathews

Confidence in Financial Literacy: A Key Factor in Retirement Planning and Financial Satisfaction Among Asian Americans - Mengya Wang, Yi Liu

Deprivation within Affluence: A Systematic Review of Multidimensional Poverty in Developed Economies - Yu Lim Lee, Hyesun Hwang, Tae-Young Pak, Xu Li, Hwi Choe, Hyein Chang, Jibum Kim

Disparities in Older Adults’ Economic Security when Experiencing Chronic Health Conditions: Insights from Electronic Health Records, Wage Earnings, and Credit Data - Cäzilia Loibl, Matthew Pesavento, Stephanie Moulton, Donald Haurin, Madison Hyer, Joshua Joseph

Does Student Loan Repayment Reduce Retirement Savings? - Theophilus Amanfo, Ohireime Ojeomogha, Stuart J. Heckman

Evaluating the Effectiveness of Questionnaire and Educational Videos: A University Pilot Study - Jose-Francisco Diaz-Valenzuela

Exploring Buy Now, Pay Later Using the 2023 SHED Dataset - Catherine Komen, Loren Flood, Stuart Heckman

Exploring the Role of Social Motives in the Enjoyment of Consumption - José Domingo Mora

Fintech Use, Financial Confidence, and Financial Health among Young Adult Consumers - Ying Chen, Weihong Ning, Joo Eng Lee-Partridge, Christopher Lee

Food as Medicine in Underserved Community: Diverse Responses of the Veggie Rx Model - Ada Leung, Nelly Perez

From Knowledge to Practice: Analyzing Consumer Antecedents of Circular Economy Behaviors - Jinu Jung, Seonglim Lee

Frugal Finance and Wellbeing: Exploring the Nexus in Emerging Markets - Cliff A Robb, Mousumi Singha Mahapatra

Happiness Unlocked: Exploring the Interplay of Wealth, Health, Love, Career, and Social Ties - Van Dinh, Patrick Tito Buah-Bassuah

Homeownership and Perceived Financial Satisfaction: Insights from the SHED - Patrick Tito Buah-Bassuah, Aaron Durden, Loren Flood

Household Food Security and the Impact of School Meal Programs on Added Sugar Intake Among Youth - Somya Gupta, Yunhee Chang

Immigrant Status and the Severity of Financial Vulnerability in Older Adults - Mengya Wang, Christi Wann

Impacts of Employment Changes and Stimulus Payments on Consumer Debt Delinquency during COVID-19 -Juhui Ko

Information Source Selection in Borrowing and Investment: A Multinomial Logit Analysis - Di Qing, Miranda Reiter, Kenneth White

IT-Mindfulness and Fintech Adoption: Exploring Mediators and Moderators of Usage Intentions - Mousumi Singha Mahapatra,  Kexin Meng, Jing Jian Xiao, S Sreenivasa Murthy

Mindful Consumption: Segmenting Consumers to Foster Sustainable Fashion and Enhance Economic Resilience - Gloria Preece, Logan Schultz

Multidimensional Deprivation and Aging: A Cross-National Study of Older Populations in South Korea and the United States - Soyeong Choi, Hyesun Hwang, Yu Lim Lee, Xu Li, Soo Hyun Cho, Hyein Chang, Tae-Young Pak, Jibum Kim

Personal finance and subjective well-being – A multi-dimensional analysis - T P Arjun, Rameshkumar Subramanian, Jing Jian Xiao, Ashique Ali K A

Relative Non-Labor Income and Retirement Satisfaction - Blain Pearson, Thomas Korankye, Yi Liu

Role of Financial Resources and Perceptions on Health: Differences among Immigrants and Native-Born - Hoang Tran, Hannah Ouang

Technology Readiness, Adoption of Digital Financial Services, and Impact on Financial Well-being - Purushottam Bhandare, Samapti Guha

The Financial Experiences of Transgender Americans: Findings from a National Probability Sample - Jack Payne

The Future of Wealth Transfer: How Demographics Shape Inheritance Expectations in America - Mo Buckner, Nick Frederick, Congrong Ouyang, James Cory Thompson

The Role of Individual and Regional Factors in Health Satisfaction - Youhyeon, Seo, Eunsil, Hong

The Roles of Financial Socialization and Financial Capability Across Generations’ Financial Well- being  - Ravisha Chutani, Kimberly Watkins, Zhenqiu Lu

The Unequal Burden of Health on Household Wealth: Gender Differences in Chronic Disease Effects - Weipeng Wu, Rui Yao

The Unequal Burden of Health on Household Wealth: Gender Differences in Chronic Disease Effects - Weipeng Wu, Rui Yao

U.S Households’ Homeowners Insurance and Financial Well-being - Vikesh Kumar, Stuart J. Heckman, Michael Kothakota

Understanding Bequest Expectations: The Interplay of Charitable Giving, Wealth Composition, and Income Dynamics - Ying Yan, Di Qing, Russell James III, Corey Cole

Wealth Differences Among U.S. Older Adults: Is Sense of Purpose in Life a Protective Buffer? - Shinae L. Choi, Rebecca S. Allen, Julie B. Miller