Invited Lecturers and Special Speakers

Esther Peterson Consumer Policy Forum:

• Managed Care Benefits Consumers - Richard Smith
• The Paradox of Managed Care - Trudy Lieberman
• Health Policy in the States: ACCI Health Policy Study Group - Jane Kolodinksy, John Kushman, Carole J. Makela, Mary Ellen Rider

Special Speaker:

• A Hundred Years of Consumer Boycotts - Monroe Friedman

Refereed Papers

• The Monthly Food Stamp Cycle: Shopping Frequency and Food Intake Decisions in an Endogenous Switching Regression Framework - Parke Wilde, Christine K. Ranney
• How Much Is Enough: Feasibility of Welfare to Work for Single Mothers - Becca Newman, Deanna L. Sharpe
• The Health Sector in Contribution to a Rural Economy: Western New York Region - Lois Wright Morton, Nelson Bills, David Kay
• Social and Economic Indicators for Montana Counties - Deborah C. Haynes, Mohamed Abdel-Ghany
• Deciding to Initiate a Consumer Boycott: Questions of Right or Wrong - Monroe Friedman
• What's in a Name? The Scottish Business Community's Perceptions of the Functions Conveyed by the Title of a Consumer Protection Regulators - Margaret-Anne Coulter
• An Assessment of the Wealth Holdings of Recent Widows - Cathleen D. Zick, Karen Holden
• Relative Deprivation in Human Capital Investments in Urban Poor and Middle Class Households in Inchon, Korea - Jung-Hai Yoon, Deanna L. Sharpe
• Factors Related to Risk Tolerance: A Further Examination - John E. Grable, So-hyun Joo
• Information Disclosure and Consumers' Understanding: A Case Study of New Leasing Disclosures - Robert H. Blaine, Jeanne M. Hogarth, Kevin H. O'Donnell
• Determinants of Consumer's Debt Repayment Patterns - Tongxiao (Catherine) Zhang, Sharon A. DeVaney
• Do Consumers Know the Price of Credit? A Comparison of Consumers' Knowledge of Open- and Closed-end Credit - Jinkook Lee, Jeanne M. Hogarth
• Determinants of Planned Retirement Age - Yoonkyung Yuh, Sherman Hanna, Catherine Philips Montalto
• Employee Wellness Program Impact on Health Care Costs: Do Participation and Intensity of Participation Matter? - George W. Haynes, Timothy Dunnagan, Vincent Smith
• Factors Influencing Flextime Usage Among Employed Married Women - Jodi R. Billings, Deanna L. Sharpe
• The Impact of Health on Consumer Acceptance of Biogenetic Foods: The Case of Celiac Disease Sufferers - Gale E. West, Patricia Lamontagne, Isabelle Galibois, Bruno Larue
• The Effects of Consumer Label Use on Diet Quality - Sung-Yong Kim, Rodolfo M. Nayga, Jr., Oral Capps, Jr., Beverly Tepper
• The Economic Theory of Consumer Protection in Health Care - John E. Kushman
• Impact Evaluation of a Financial Literacy Program: Evidence for Needed Educational Policy Changes - Catherine A. Huddleston-Casas, Sharon M. Danes, Laurie Boyce  
• Rehabilitating the Agreement Rate as the Best Measure of Interjudge Replicability - John E. Kushman
• Developing a Model for the Determinants of Financial Satisfaction: An Exploratory Study - So-hyun Joo, John E. Grable
• Income Changes Experienced by Rural Hoosiers with HIV/AIDS: a Preliminary View - Mary Ellen Rider
• Assisted Living Facilities: Consumer Decision Making and Satisfaction - Sharon A. DeVaney, Aimee Prawitz, Susan Bowers
• Health Insurance Expenditures of Older Americans - Deanna L. Sharpe
• Food Stamp Reforms: The Impact on Elderly Consumers - Sheri L. Lokken
• A Review of State Rent-to-Own Legislation - Sara Poetker, Robert O. Weagley
• An Affordable Housing Option: Community Land Trusts - Lori Greenwell Kempf, Carole J. Makela
• Protecting Consumer Privacy: Evaluation of an Educational Program - D. Elizabeth Kiss, Patricia Gorman, Phyllis Zalenski, Janet Garkey
• Conducting a Feasibility Study for a Nationally-Consistent, State Level Survey of Child and Family Well-Being Under New Welfare Policies - Cynthia Needles Fletcher, Sarah M. Nusser
• Elderly Households' Travel Expenditure Patterns: Analysis of Double Hurdle Model - Jieun Lee, Soo-Yeon Kim, Gong-Soog Hong
• Work and Welfare Participation Decisions among Poor Single Mothers: Results of a Bivariate Probit Analysis - Soo Yeon Kim, Gong-Soog Hong, Barbara R. Rowe
• Food Consumption in Urban and Rural China: Quantity vs. Quality - Kang E. Liu, Wen S. Chern
• All My Money: A Financial Management Curriculum for Persons Working with Limited-Resource Audiences - Karen M. Chan, Vicki R. Fitzsimmons, Rhonda I. Hardy, Maxine Kimmel, Sandra Stiles, Susan E. Taylor
• Tax Breaks for Higher Education: A Fact Sheet for Parents and Students - Karen Chan, Charlotte F. Crawford
• A Comparison of Two Credit Scoring Models: Commercial versus Consumer Education - Wen Yin, Sharon A. DeVaney
• Automobile Loans: The Determinants of Borrowing and Size of the Loan - Ik-suk Kim, Sharon A. DeVaney

Invited Paper Sessions

• Policy and Regulation in Small Business - Virginia Solis Zuiker, Ramona K. Z. Jeck, Kathryn Stafford
• Dealing with Hectic Times: Strategies Used in the Business and in the Family - Nancy J. Miller, Margaret A. Fitzgerald, Mary Winter, Jennifer Paul
• The Differences in Financial Structure Between Women- and Men-Owned Family Businesses - George W. Haynes, Barbara R. Rowe, Gong-Soog Hong, Rosemary Walker
• Challenges for Family Businesses in Marketing and the Legal Environment - Sara U. Douglas,  Elizabeth Scannell
• Planning to Pay for PArents' Long-Term Care Using Medicaid - Sharon DeVaney, Janet C. Bechman, Catherine Zhang
• Financial Giving Patterns of the Sandwich Generation - Gong-Soog Hong, Shelly I. White-Means
•  The Effect of Long Term Care Insurance on Formal Medical System Use in Germany - Jane Kolodinsky
• Educating Consumers About Financing Long Term Care: Opportunities and Challenges - Marlene S. Stum

Invited Panel Sessions

• The Use of Formal and Informal Financial Markets Among Black Households - Sherrie L. W. Rhine, Maude Toussaint-Comeau
• Consumers' Use of Electronic Technologies in Financial Services: A View Toward the 21st Century - Jeanne M. Hogarth, Kevin H. O'Donnell, Jinkook Lee, Eun-Ju Lee
• Influencing Issues of the Consumer Interest: Roles and Opportunities for Researchers, Educators, and Partners in the Media - Jean W. Bauer, Bonnie Braun, Patricia D. Olson
• Open Consumer Education Forum: What works in Consumer and Family Finance Education - Pamela N. Olson, Elizabeth M. Dolan 

 Editors Note

The 45th Annual Conference of the American Council on Consumer Interests was held in Chicago, Illinois March 24-27, 1999. 

Irene E. Leech 

Virginia Tech